Patient Resources

Insurance, Membership & Payment Options

Everything you need to understand coverage, our in-house membership plans, and financing.

Insurance

We work with many plans to help make care affordable.

Preferred

In-network

We participate with:

  • • Delta Dental Premier Network
  • • Blue Cross Blue Shield Indemnity Network
  • • Cigna Total Network
  • • Altus
  • • Guardian DGP Network
  • • MetLife PDP Network

Out-of-network

We also accept:

  • • Aetna PPO Network
  • • Allegiant Care
  • • Ameritas
  • • Assurant
  • • GEHA
  • • Humana
  • • Lincoln Financial
  • • Principal
  • • Sun Life Financial
  • • United Concordia
  • • United Healthcare
  • • Unum

Don't see your plan? Call (978) 658-8800 — we'll help verify benefits.

No insurance?

Membership plans

Reduced fees, no waiting periods, no claim forms. Enroll by phone — we'll help you choose a plan.

  • Immediate enrollment
  • No waiting periods
  • No hidden fees

Child Plan

Ages through 13

$400 /year

Retail value $722

  • ✓ 2 routine exams
  • ✓ 1 emergency exam & X-ray
  • ✓ 2 cleanings with fluoride
  • ✓ X-rays as needed (doctor discretion)
  • ✓ 15% off procedures (excl. Invisalign, implants, whitening)
Enroll — (978) 658-8800
Most popular

Adult Plan

Ages 14 and up

$600 /year

Retail value $910

  • ✓ 2 routine exams
  • ✓ 1 emergency exam & X-ray
  • ✓ 2 cleanings with fluoride
  • ✓ X-rays as needed (doctor discretion)
  • ✓ 15% off procedures (excl. Invisalign, implants, whitening)
Enroll — (978) 658-8800

Periodontal Plan

Periodontal maintenance

$700 /year

  • ✓ 15% off initial deep cleaning
  • ✓ 2 exams
  • ✓ 2 periodontal maintenances
  • ✓ X-rays as needed (doctor discretion)
  • ✓ Fluoride twice per year
  • ✓ 15% off procedures (excl. Invisalign, implants, whitening)
Enroll — (978) 658-8800

Cleanings include oral cancer screening and periodontal evaluation.

Plan provisions

  • — May not be combined with insurance
  • — Payment due at time of service
  • — Individual plan — not transferable
  • — Paid in full at enrollment
  • — No refunds on annual fee, including missed appointments
  • — Benefits valid one year from purchase date

Common questions

Anyone without dental insurance may enroll — including self-employed, retired, or uninsured patients.

No. Membership plans are for patients without dental insurance coverage.

No. Benefits begin as soon as you enroll.

Plans are non-refundable. Benefits run one full year from enrollment.

Payment plans

Flexible financing for treatment beyond preventive care.

Cherry Financing

Simple payment plans with no hidden fees. Apply in seconds from our office or online.

  • ✓ Fast application
  • ✓ $0 down options
  • ✓ No hard credit check to apply
  • ✓ Flexible monthly payments
  • ✓ Use for any treatment
Explore Cherry Financing →

CareCredit

Healthcare credit card accepted nationwide with promotional financing on many treatments.

  • ✓ 0% APR promos available
  • ✓ 250,000+ providers
  • ✓ Family use
  • ✓ Online application
  • ✓ Reusable for future visits
Apply for CareCredit →